When you turn 65, you may be eligible for Original Medicare. However, Original Medicare doesn’t cover 100% of your medical cost and it doesn’t have Annual Maximum Out of Pocket Expense. And you have to purchase stand-alone Medicare Part D to cover your drugs. Medicare Advantage Plans are offered by private insurance companies as alternatives for eligible individuals to enroll instead of enrolling in Original Medicare. Medicare Advantage Plans cover what Original Medicare covers and beyond such as extra dental, vision and worldwide emergency service, etc…and it has Annual Maximum Out of Pocket Expense. It means when you paid that maximum amount, the insurance company will pay the rest. This benefit protects you from incurring large amount of medical cost and helps your medical expenses manageable. Most of Medicare Advantage Plans include Part D.

Please call us to schedule an appointment for a Medicare educational presentation if you would like to know more about Medicare and options available to you.


Our services provide you with confidence that your insurance needs are serviced professionally. In addition to insurance services, Excella Tax offers a variety of other services, including:

We are a registered tax service business, providing individuals and businesses with tax planning and annual tax return preparation services.


Here at Excella Tax, we have in-depth insurance knowledge, skills, and expertise to help you make the process of enrollment easy and choose the best affordable health plans for you and your family.

Call us at (805) 981-6357 for FREE assistance or fill out the form below:

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